High Pitch Erik

Many people have several questions about their Car Insurance that they had wished they had asked before they bought their insurance. To give you a general idea of what to expect from your Car Insurance, here are some Frequently Asked Questions (FAQ) you may want to know the answer to.

Why do you need to insure your car?

You need to insure your car because the law would not allow you to drive on the road unless you have a car’s financial responsibility, which ensures that you would be able to pay damages or injuries while you drive your car. Through your Car Insurance, you are able to do this. Government laws also prohibit driving your car without insurance. You could be given citations or fines if you violate this law.

Is there a difference between the insurance premiums of men from women?

Yes, there is a difference because men generally have a higher premium than women. This is based on the fact that studies had shown that more men have been reported to be “bolder” when driving making them more prone to accidents and injury. Researches have proven that women tend to drive more carefully and more slowly than men, therefore fewer claims paid by the insurer.

Is there a difference between the insurance premiums of younger persons from that of older ones?

Yes, younger drivers have a higher premium than older persons because statistics show that younger drivers are more high-spirited in driving. They tend to drink more and are bolder and more adventurous making them more prone to accidents and injury. Younger drivers also drive more than older drivers.

Do I need Comprehensive Car Insurance?

This would depend upon your finances and your lifestyle. You should determine whether you would be paying more for the insurance premium or less. If you don’t drive often and your car is in good working condition, then you might not need it. This would depend upon the cost you spend paying the premium compared to the cost you would spend paying minor repairs outside your Car Insurance.

Is it true that my premium will increase after my first claim?

After your first claim, your Car Insurance premium would tend to increase because the insurer would generally increase your premium, so be sure to claim when you truly need it. You bought your insurance in the first place to cover your expenses in such eventualities but be a wise client and know this fact.

Do I pay less insurance premium if I have no records of DUI or traffic violations?

Yes, most Car Insurance Companies would lower your premium if you have no record of DUI or traffic violations. This is because it ensures them that you will not be claiming very often allowing them to earn more in the process.

These are the frequently asked questions by people who would like their cars insured. If you have questions aside from those mentioned here, then you can always ask the company where you plan to buy your Car Insurance.

This Blog was posted for you By Falcon Car Insurance Services in San Antonio

Houston Personal Injury Lawyers » Houston Products Liability Lawyer

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We Have Been Winning Defective Products Liability Cases For Over 20 Years

Houston Texas defective product attorney

Since the founding of Our Law Offices in 1990, our Houston injury attorneys have been helping those injured due to another’s negligence. This article is intended to explain products liability law, highlight some of our successes, and demonstrate how the attorneys at Our Law Office should be your first choice to represent you in your Houston-area product liability claim.

How Do Product Liability Cases Work?

Product liability laws are generally all-encompassing in order to provide potential plaintiffs with all avenues of recovery to ensure that they receive the compensation that they deserve as a result of their injury. When an individual brings a product liability suit, all parties that are part of the chain of distribution will be considered potentially liable. Parties that are considered a part of the chain of distribution are all parties that had some level of involvement with the product from the design, to the sale of the product. This would include any manufacturers, sellers, delivery agencies, and all other similar parties. The thought process behind holding all these parties liable is that it is the responsibility of all parties to ensure that a safe product is being sold.

When you are pursuing a product liability cause of action there are generally two different avenues you will pursue, either a wrongful death claim or an injury claim that arose out of the defective product. Each of these types of injuries will have different recovery options. When you are dealing with a wrongful death cause of action you will typically be seeking reparation for the lost assets the deceased individual would have provided absent the death. These types of assets include loss of income. You will also seek monetary relief for your emotional losses as well as any medical expenses that your loved one may have incurred arising from the defective product injury prior to their death. An injury claim will seek relief for lost wages you may have had to incur from any absence from work. Other payments will be for pain and suffering and medical bills as well among other recoverable damages.

Example Cases

Our Law Offices have handled a multitude of very diverse cases in the product liability context. We have a history of success in these types of cases, whether they are defective medicine, tires, vehicles, toys, or even boats. A few highlights of our past successes: our ability to win a case where a woman suffered injuries to her back and broke several bones as a result of a defective throttle assembly in a boat. Another case where we were successful was where our client was injured while walking through a public park when a nearby bird-feeder burst into flames. We have also won cases for auto defects and many other different product liability causes of action. There isn’t a product liability case that we are not prepared to handle.

Why Experience is Necessary

Experience matters in several different trains of thought. You want an attorney that has been successful in these types of cases because they will know what to do, and how to present your evidence in the best possible light for you.

Most cases will never see the inside of a court room, the settlement offers that you will receive will not only be based upon the quality of your case but mostly on the defendant’s belief in their likelihood of winning the case at trial. Defense lawyers know that any case we represent will not be an easy victory in trial, and they are more likely to avoid trial be increasing their offers.

If you or a loved one has been injured as a result of a defective or faulty product, know that you have rights. The attorneys at Our Law Offices are here to help you get the results that you are seeking. We have handled a multitude of different cases just like yours and may be able to help you recover as well. To discuss your recovery options with us call us; you will be glad you did.

We had a fabulous mountain get-away at “A Mountain Memory”. We found everything we could have wanted and needed at the cabin upon arrival! The box of chocolates & the dim light left on added a nice touch, especially since we didn’t arrive until 11:00PM. The place was spotless and in brand-new condition. The kitchen was fully stocked, even with coffee & fixings, spices for cooking, and a few odds and ends to start a meal. We were able to relax with the Jacuzzi and hot-tub, the lounging chairs & rockers, but to make our stay even more comfortable you added those extra touches of: bathrobes, candles, soft pillows, huge screen TV, DVD, surround sound, blankets on the couches, etc. The cabin was luxurious and we hope to return soon. Thank you for a wonderful stay! Lindsey & Javier & Hannah

We enjoyed our stay immensely!! Your directions were to the tee.

After doing our grocery shopping, we settled in and were very cozy.
The hot tub and satellite TV made it very hard to leave. The little extras like candles were very much appreciated. We really needed the break from the City life but didn’t want to rough it. This is just what the doctor ordered! The place was super clean. We were very comfortable and were very sad to have to say good-bye! Thanks again for your hospitality!

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Loved your cabin, it was awesome! Also, those were the most comfortable beds ever! Daniel